One ring to rule them all.

Rings update

Work on Rings is continuing.

We will soon be moving to a public alpha. The backend is progressing, and will be based on the ethereum blockchain. If you would like to participate in the upcoming Public Alpha, please contact us, using the contact form on this page. 

Everyone knows, fallow the money, just not every Zero knows it.

Money, what is it?

Where does it come from, and where does it go?

Most people think that money is created by governments around the world, for the good, and use of their people, but nothing could be further from the truth.

The truth is, most  all money is created by the private banking system, for their profits, not for the good of humanity.

It's time to change that, it is time for the people of this world to be free from the finical interests of the few, and time for money to stop being the master of man, and become the servant of man.

So what is to be done.

It is time to create our own money, a money that is borrowed into existence, at no cost or interest, for the use of all the people of the world, and for their benefit alone.

All money is, is proof of debt, all money comes into existence out of debt, and ceases to exist when the debt that created it has been repaid.

What does it cost to produce money?

Virtually nothing.

Money is simply an entries in a ledger book. One entry shows the debt someone takes when they borrow it, the other entry credits their account with the funds.

When you buy a good or service, that entry of funds is transferred to the account of the seller.

Thus money circulates in the economy, allowing the borrowers of that money to compete for it, to repay the loan that created it.

When the loan is repaid, the debt entry in the ledger book is closed, and that money ceases to exist.

Money has value, because people need it to repay the debt that created it.

Nothing more, nothing less.

How do we do it

It's relatively simple, we create a a computer system with software that creates a bank. A bank for the people, the people's bank.

Anyone, any government, any business, and any origination what so ever can open an account, and borrow money from the people's bank.

What is the cost to have an account, or borrow money?

Nothing.  No account fee's, no loan fees, no interest, no transaction fee's, nothing.

There would be some costs to create, maintain, and staff the people's bank. As computers cost money and energy to buy and maintain, and banks need some system of qualifying for loans.

However, we can create a world body that oversee's this institution, it's day to day operations, and it's staff.

Governments of the world can levy a small tax to cover the operating cost of the people's bank, without having any control, what so ever, over it.

An algorithm will be needed to create a secure means of creating and transferring this money, so that it can not be counterfeited.

How much of this money will exist?

As much as people borrow, however as they repay the loans, that money will cease to exist. So the outstanding debt, will always equal the amount of money in circulation. In contrast to the system we have now, where the debt is always greater than the money supply, because banks charge interest, that's how they, or rather the people that own them, make profit.

The people's bank has no profit motive. It does not exist to turn a profit for anyone, it exists so man can be as he was meant to be, free and independent.

Or, more simply put, the people's bank does not need to charge interests, because the interests of the bank are the interests of the people.

What will this money be called?

A ring.

How much of it exists?

None, the system needs to be built, people need to set up accounts and take loans.

What will this money buy?

Anything people agree to sell for it. At first relatively nothing, but as time goes on, and more people set up an account and borrow rings, and need to repay those rings, slowly people will agree to sell their goods and services for these rings.

What is the exchange rate with other currencies?


The point of a ring is to destroy all other forms of money.

Is there a currency symbol for a ring?


How much will I be able to borrow?

Anyone can borrow ø5, or five rings, but after that, your ability to borrow rings will depend on your ability to repay your loan.

If people don't repay their loans, then there will be inflation.

If a million people borrow ø5, then there will be ø5,000,000 in existence and a million people needing to repay these loans.

Sooner or later, people always get greedy, that's just the nature of man. So sooner or later someone will start selling some good or service to you and get your rings, and that is how it all starts........................

How long can I take to repay a ø5 loan?

At first, as long as you want, up to 30 years. The point of this is to get rings into circulation.

And what is the interest rate on this loan?


What will it cost me to bower a million rings, if I prove that I can pay it back?


The answer is always going to be 0.00%.

Contact Us

Drop us a line!

How to help

If you want to help.

If you are interested in helping to establish The People's Bank, please use the contact from above.

We need software developers to write our algorithm, and help us write applications for smartphones. As well as network engineers to help us develop and deploy this system. Also web developers to help with an online interface. 

What will it pay if I help?

Nothing, this is done for the sake of mankind.

What will you, the creator of the ring profit from it?

Nothing more than anyone else will. I will not be creating rings and crediting them to myself so that later on down the road I can profit from this.

I'm doing this because it needs to be done.

Are you taking cash donations?

Not at this time, after an independent body can be set up to oversee this project. A body that I myself will never have any control over, then some donations maybe taken to help get the project off the ground and up and running.   

If you want to donate your time, that's all I'm asking for.